Your entire financial life, converged into one strategy.
Most people's financial lives are run by advisors who don't talk to each other — a CPA who's never met the estate attorney, an investment advisor who doesn't know what the insurance agent recommended. Convergent exists to fix that. We serve as the chairperson of your entire advisory team, coordinating your tax, legal, investment, insurance, and estate professionals around one plan, built for your whole financial picture — what we call your Family Wealth Enterprise.
You don't need more advisors. You need them working from the same plan.
You've likely already got good people — a CPA, an investment advisor, maybe an estate attorney. The problem isn't the quality of advice you're getting. It's that no one's connecting it. Convergent develops and maintains relationships with your entire advisory team, making sure every one of them understands your full financial picture and your actual objectives — so the advice they give you is more accurate, and creates more value.
We don't replace your advisors. We lead them.
We look for what everyone else is missing.
Coordination isn't the end goal — it's how we find things. When one team reviews your entire financial picture at once, risks and unrealized opportunities surface that no single advisor is positioned to see. The result is usually extensive tax savings — and just as often, protection and goal alignment that would otherwise slip through the cracks.
The right answer in the wrong place
An investment can be perfectly sound and still cost you real money because of the entity or account it's held in. What you own matters. Where it sits can matter just as much — especially for taxes.
Value trapped in your structure
Entities set up years ago can quietly strand losses, block deductions, or complicate cash flow between businesses. Restructured with the full picture in view, that trapped value can become current-year savings — sometimes measured in millions.
Gaps no one was hired to find
Duplicated coverage. Unprotected assets. An estate plan that no longer says what you intend. Every advisor is doing their job — the gaps live between the jobs. Finding them is ours.
None of this is a knock on the professionals you already have. It's a different function: a second set of eyes whose only assignment is the whole picture. That review routinely saves clients — or keeps them from losing — multiples of what it costs.
Seven disciplines, one coordinated plan.
Fiscal Framework
We maintain a real-time balance sheet of everything you own and owe, so every advisor on your team is working from the same numbers.
Market Securities
A high-level, ongoing review of your investment portfolio — kept aligned with the rest of your plan, not managed in isolation.
Private Equity
When a private investment opportunity crosses your desk, we act as quality control — assessing fit, risk, and liquidity before you commit.
Insurance
An annual look at where you're underinsured or overinsured, and how your coverage supports the rest of your financial strategy.
Legacy
Estate tax projections, gifting strategy, and a clear plan for transferring what you've built — on your terms.
Business Strategy
Corporate structure, buy-sell agreements, and succession planning — evaluated with tax and estate consequences in mind, not in a vacuum.
Tax Strategy
Coordinated tax planning across every entity you own, driven by the full picture — not filed in isolation each April.
One plan. Every facet. Fully aligned.
If your financial life currently runs through five different people who've never spoken to each other, it's time for a chairperson.
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