Seven disciplines. One coordinated plan.
Each of these is a real capability we bring to the table directly. But the value isn't in any one of them — it's in how they work together, coordinated around your full Family Wealth Enterprise instead of treated as separate projects.
Coordinate & Integrate Advisory Team
This is the core of what we do. We build and maintain working relationships with your existing legal, tax, benefits, investment, and insurance professionals, making sure they all understand your full financial picture and your actual goals. We act as chairperson of that team — leading a collaborative, collegial group toward strategies that fulfill your objectives at an effective cost. When specialized expertise is needed that falls outside our scope, we identify and bring in the right people — and we negotiate on your behalf wherever we can.
Anything that could create a financial incentive to us is disclosed to you in advance, every time.
Fiscal Framework
Maintain Global Balance Sheet & Financial Reports
We keep an accurate, current balance sheet of everything you own and owe. It sounds basic. It isn't — it's the foundation everything else is built on, from legal structuring to tax planning to estate work. Nobody can plan well without an accurate starting point.
Cash Flow Planning
How money moves through your businesses and other entities matters more than most people realize — it drives tax exposure, asset protection, and your ability to move quickly when opportunity shows up. We help set up structures that are automated where possible and that clearly separate the four things every dollar is eventually for: spending, taxes, giving, and saving.
Financial Forecasting
Using everything we know about your full financial picture, we help you identify the asset mix you need to hit your goals within your actual risk tolerance — so you have more options, more flexibility, and better decisions available to you long-term.
Market Securities
Investment Portfolio Review
A high-level, quarterly review of your investment portfolio and marketable securities — kept in view alongside everything else, not managed as a silo.
Private Equity
Investment Portfolio Review
Private investment opportunities come across your desk more often than you'd think. We act as quality control: an initial, high-level review of where an opportunity fits into your broader portfolio — liquidity needs, risk profile, purpose, and ownership structure. If it warrants deeper analysis, we can go further under a separate engagement.
Insurance
Risk Management Review
Once a year, we identify where you're underinsured or overinsured — personally and corporately — and walk through the solutions available across life, disability, and long-term care coverage. We review your current products against your actual goals: tax efficiency, asset protection, wealth accumulation, retirement, and estate planning.
Legacy
Estate Management
We project what your estate taxes will actually look like, and bring recommendations for reducing what's unnecessary, paying what's unavoidable as efficiently as possible, and coordinating a gifting program — annual and lifetime — that fits your broader plan.
Business Strategy
Corporate Planning
A high-level evaluation of your current corporate structure, partnership and buy-sell agreements, and whether multiple entities make sense for you. We also help with exit and succession planning — educating you on transition strategies while keeping income tax, capital gains, and estate tax squarely in view.
Tax Strategy
Coordinated tax planning across every entity in your Family Wealth Enterprise — built alongside your CPA, not separately from everything else you're doing.
One point of contact. Full accountability.
As a Convergent client, you're assigned a Relationship Management Team with day-to-day responsibility for every project and initiative underway — and a single go-to person for communication. You always know who to call, and they always know where things stand.